Customer Feedback

OnTrack Logo

Rail Union Learning


Graeme Barclay hosts the majority of events throughout the country (See Locations Map) these generally take the form a power point presentation providing information on:

  • The Railway Pensions Scheme & BRASS
This includes an overall view of the scheme, how benefits are calculated, early retirement, pension transfers, What is BRASS, what are the benefits, how the funds are invested and why use BRASS 
  • Pre retirement planning 

The section is designed to assist employees prepare for retirement, which options are available to them from the railway as well as looking at the pros and cons of transfer from RPMI into drawdown. We also cover investments which may be suitable for the lump sum payable and how to generate tax efficient income from that if required.

We have had lots of positive feedback from these and we run them through  the Rail Union learning programme. these events are free to attend although booking through the ULR would be advisable as  we often run at full capacity 

Location :Throughout the mainland UK



pension forecast

contact us

OnTrack Financial Planning Ltd. is authorised and regulated by the Financial Conduct Authority FCA Firm Number: 566312
Registered in Scotland, Registered No.SC406825, Registered Address: 6 Wallace Brae Grove, Reddingmuirhead, Falkirk, FK2 0FF.